It'd be good to see some actual figures of premiums.

I wonder if they'll start of high and then reduce for good behaviour, or start half way along the normal scale for each individual, and then go up/down according to driving style.

Good idea though, except for the big brother GPS telling where they go, time will tell.

On the face of it sticking a spy in the car for young drivers to be forced (through their pockets) to adjust to good driving habits should be welcomed. As an older driver I am not the one being targeted so it doesn't affect me. But hold on a minute, what of the future? When will be the day when they charge a normal rate for insurance with the spy onboard and then charge a premium if you don't have one on your vehicle? This is just the start targeting the young driver but as systems get cheaper it WILL become the norm. Are you all ready to accept that your travel is tracked?

Has anyone here tried out some of the driving habit apps for your smart phones that assess your driving skills. They are appallingly inaccurate. I hope these systems have been thoroughly tested and are of a better standard. Just as an example. How often has your satnavs speed for the current stretch of road been wrong? You’re going to get marked down for speeding because the system is out of date. How about that safe overtake you just performed? Did you exceed the speed limit briefly? If they mark you down for swerving or braking hard to avoid that child that runs out what good is that? Let alone dodging potholes and the like. There are so many other things that these systems can’t take into account they become almost worthless. Unless there are enough sensors and gizmos that the car would be able to safely drive its self how can it possibly make accurate judgments on driving habits.

These systems should be independently tested to prove their accuracy and worth before this goes too far.

It's certainly not illegal. If you take your car into the dealer they plug-in and access that data, and, by agreeing to use a service such as this you would be required to agree to having the black box installed plus allowing it to access the OBDII bus data link.

Darren Griffin

What actually constitutes safe driving, some third party sitting at a desk analysing the fact that certain traffic conditions warrant perhaps accelerating hard or some idiot pulls out in front of me causing me to brake hard or comparing some ambigious road speed data given on most satnavs or even deciding that cornering in the wet is the safest speed even in the dry, the mind boggles ?

Moto G5s Plus, Sygic 17.4.8